1+ months

Commercial Credit Lending Officer II

Phoenix, AZ 85067
Commercial Credit Lending Officer II



Phoenix, Arizona



**Job Description:**



**Job Description:**



Working closely with an assigned Relationship Management team, the Lending Officer is primarily responsible for analyzing, underwriting and approving credit solutions for existing and new clients. This includes supporting and interacting with Business Banking and Middle Market clients with a loan size up to $5MM. Credit solutions primarily include working capital lines of credit, owner-occupied commercial real estate, equipment financing needs and Treasury Management exposure. The Lending Officer ensures data quality, strict adherence to Policies and Procedures, and operates firmly within the Banks Risk Framework.



**Required Skills:**



+ 5+ Years of Commercial Credit experience with an emphasis on commercial loan underwriting

+ Ability to communicate effectively throughout the organization and build strong partnerships with Relationship Managers and Credit support staff

+ Strong decision making skills coupled with the ability to verbally and document rationalization of loan decisions

+ Attention to detail, accuracy and overall data quality

+ Ability to execute in a high paced environment with close monitoring of metrics of production, cycle time, renewal timeliness and quality metrics

+ Proficiency in technology, including Microsoft applications

+ Minimum of a BA/BS degreed required; Finance, Accounting or Economics majors are preferred.

+ Provide concurrences for other lending officers or analysts

+ Coach and mentor to otherlending officers

+ Provide training for new hires and peers

+ Demonstrates more in-depth credit knowledge and able to perform more comprehensiveunderwriting

+ Has full lending authority for position



**Shift:**



1st shift (United States of America)



**Hours Per Week:**



40



Learn more about this role



Full time



JR-20013914



Manages People: No



Travel: No



Manager:



Talent Acquisition Contact:



Referral Bonus:











Bank of America and its affiliates consider for employment and hire qualified candidates without regard to race, religious creed, religion, color, sex, sexual orientation, genetic information, gender, gender identity, gender expression, age, national origin, ancestry, citizenship, protected veteran or disability status or any factor prohibited by law, and as such affirms in policy and practice to support and promote the concept of equal employment opportunity and affirmative action, in accordance with all applicable federal, state, provincial and municipal laws. The company also prohibits discrimination on other bases such as medical condition, marital status or any other factor that is irrelevant to the performance of our teammates.





To view the "EEO is the Law" poster, CLICK HERE at https://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf .


To view the "EEO is the Law" Supplement, CLICK HERE at https://www.dol.gov/ofccp/regs/compliance/posters/pdf/OFCCP_EEO_Supplement_Final_JRF_QA_508c.pdf .











Bank of America aims to create a workplace free from the dangers and resulting consequences of illegal and illicit drug use and alcohol abuse. Our Drug-Free Workplace and Alcohol Policy (Policy) establishes requirements to prevent the presence or use of illegal or illicit drugs or unauthorized alcohol on Bank of America premises and to provide a safe work environment.





To view Bank of Americas Drug-free workplace and alcohol policy, CLICK HERE .

Industry

  • Banking / Finance
Posted: 2020-03-06 Expires: 2020-06-05

Success begins with building relationships.

At Bank of America, our customers are at the center of everything we do. Our focus is on helping each one find the right financial solutions. With a wide range of career opportunities available, we invite you to realize your career goals with us while assisting customers with what matters most to them.

Welcome to Careers at Bank of America.


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Commercial Credit Lending Officer II

Bank of America
Phoenix, AZ 85067

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