11 days old

Corporate Lending Officer

Ent Credit Union
Fort Collins, CO 80524
  • Job Code

Position Description:

The purpose of this position is to generate new sound and profitable loan and deposit relationships for Ent from Ents market area and represent our organization in the community. These new corporate relationships will add to the profitability, quality and diversification of the corporate banking membership base.

Essential Job Duties and Responsibilities:

Provide for an informed credit decision based on academic background and experience

Identify prospects based upon experience and knowledge of local market

Manage ongoing relationships

Identify new products to enhance relationships

Other duties as required

Minimum formal education required for this position:

Knowledge consistent with a Bachelors Degree in Business Administration, Economics, Finance, or related field of study.

Each year of relevant work experience may be exchanged for a year in a relevant degree program or vice versa. For example, a requirement of Knowledge Consistent with a Bachelors Degree in Accounting and 2+ years of accounting experience could be substituted for a High School Diploma and 6 years of relevant accounting work experience or a Masters Degree in Accounting and 0 years of work experience.

Minimum work experience:

8+ years of commercial lending background, corporate sales, credit analysis, underwriting and service and a formal commercial credit training program

Technical or specialized knowledge/skills:

  • Sufficient accounting knowledge to analyze financial statements.

  • Must be proficient with the Microsoft Word and Excel spreadsheet applications.

  • Must be able to underwrite and competently create a credit presentation narrative that includes company, guarantor, and collateral analysis (including the identification of risks and strengths and weaknesses of the credit facility).

  • Knowledge of financial statement spreading and cash flow analysis.

  • Knowledge of legal aspects of non-natural persons (Corporations, LLCs, etc.).

  • Knowledge of contract law.

  • Good understanding of business economics and banking.

  • Working knowledge of corporate business practices.

  • Comprehensive understanding of financial deposit and loan products.

  • Relationship Management influencing, advisory, and acquisition skills.

  • Problem solving superior problem solving skills.

  • Communication superior verbal and written communication skills.

Certifications required:

  • Valid Colorado drivers license with an acceptable driving record.

Environmental, physical and psychological requirements:

  • Must be able to sit or stand for prolonged periods of time in a climate controlled environment. Must be able to use fingers, hands, wrists for repetitive tasks such as typing, using a mouse, handling paper, currency, or coin, and operating a telephone. Demands for visual and auditory acuity are typical of an office environment. Must be able to interact via email, telephone, or in person with diplomacy, tact, and courtesy with all members under varying circumstances. Must be able to lift up to 40 lbs. Must be able to operate a motor vehicle for the purposes of meeting members at their work locations, attending community events, or other work related activities.

Posted: 2020-01-08 Expires: 2020-02-06
Sponsored by:
Farm Credit Services of America Logo
Sponsored by:
Bank of America Logo

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Corporate Lending Officer

Ent Credit Union
Fort Collins, CO 80524

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