1+ months

Corporate Underwriter

Tampa, FL 33603
**Job Description:**



Conventional SASE Level 6 and 7 underwriters currently support a very high risk and complex segment of mortgage underwriting and analysis (Merrill High Net Worth First Mortgage). Primarily in the $1mm+ loan amounts, many of these transactions require in depth individual and corporate tax return analysis for self-employed applicants and/or executives with layered ownership interests in multiple companies and or entities. Asset review oftentimes is equally complex due to higher net worth borrowers with multiple sources and percentages of liquidity including cash, vested stock shares, unvested restricted stock, multiple retirement vehicles and equity ownership interests that must be utilized for qualifying purposes using different qualifying guideline parameters. Currently the requirements to be approved for this level of certification are the most stringent: Greater than five (5) years manual underwriting experience, including signing on loans greater than $2.0M and making business decisions.



**This position is subject to SAFE Act registration requirements** . Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.



**Required Skills and Experience** :



+ Minimum of six plus years of manual underwriting experience

+ Strong analytical skills

+ Thorough understanding of credit and an ability to review complex financial documents

+ Strong oral and written communication skills; able to deliver complex information clearly, concisely and understandable

+ Excellent interpersonal skills

+ Must have excellent problem solving skills

+ Thorough understanding of credit and an ability to review complex financial documents

+ Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements

+ Ability to make credit recommendations

+ Commitment to teamwork

+ Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality

+ Self-motivated

+ Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment

+ Computer proficiency including high comfort level with Microsoft office product suite

+ Available to work extended hours as business need requires

**Desired Skills and Experience** :



+ FHA and VA underwriting experience with DE and SAR

+ Customer contact experience & customer focused

+ Self-starter, positive attitude & ability to multi-task



**Posting Date** : 07/02/2019



**Location** :

Tampa, FL, 4909 SAVARESE CIR (FL1908),

Jacksonville, FL, BANK OF AMERICA OFFICE PARK, 9000 SOUTHSIDE BLVD BLDG 600,

Plano, TX, BUILDING B, 7105 CORPORATE DR,

Richmond, VA, VILLA PARK OPS CENTER BLDG B, 8011 VILLA PARK DR,

- United States



**Travel** : No



**Full / Part-time** : Full time



**Hours Per Week** : 40



**Shift** : 1st shift



**Assistance for Applicants with Disabilities**



Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at http://careers.bankofamerica.com/us/applicants-with-disabilities .



**Diversity & Inclusion**



At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.



**Frequently Asked Questions**



Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ at http://careers.bankofamerica.com/us/faq section for answers to these questions and more.

Industry

  • Banking / Finance
Posted: 2019-06-28 Expires: 2019-09-28

Success begins with building relationships.

At Bank of America, our customers are at the center of everything we do. Our focus is on helping each one find the right financial solutions. With a wide range of career opportunities available, we invite you to realize your career goals with us while assisting customers with what matters most to them.

Welcome to Careers at Bank of America.


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Corporate Underwriter

Bank of America
Tampa, FL 33603

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