24 days old

Credit Analyst

Paragon Bank
Raleigh, NC
  • Job Code


  • Spread and analyze financial information and interpret the financial condition of commercial customers and guarantors.

  • Identify and communicate risk factors that could impact the banks ability to be repaid.

  • Aid in Credit Approval Report packages.

  • Prepare annual credit memos.

  • Industry analysis.

  • Assistance in credit-related issues.
  • Review Maturing loan lists.

  • Creating outline of loan terms with financial requirements.

  • Reviewing financial requirements list.

  • Placing narrative on public drive.

  • Working with CDO to create proposed Outline of Loan Terms.

  • Updating Collateral Chart, Borrowing Base Spreads, and Covenant tests.

  • Pulling Credit Bureau Reports.

  • Spreading financials.

  • Determine if financial projections are needed.

  • Complete global cash flows.

  • Complete CAR page 1&2.

  • Pull First Research Report if relevant.

  • Update loan histories.

  • Assemble CAR package.

  • Maintain database of real estate values, rental rates, expenses, cap rates, etc.
  • Evaluation completion.


  • Proficient in Microsoft Office (Word, Power Point, Excel, Outlook).

  • Adaptability to continuous learning.

  • Ability to work independently and prioritize work with minimal assistance.

  • Basic understanding of balance sheet, income statement and cash flow statements.

  • High degree of attention to detail in order to ensure completeness and accuracy of the analysis.

Posted: 2018-09-26 Expires: 2018-10-25
Sponsored by:
Farm Credit Services of America Logo
Sponsored by:
Bank of America Logo

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Credit Analyst

Paragon Bank
Raleigh, NC

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