Leasing Credit Officer

Bank of America

Chicago, IL
Job Code:
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Job Details

Company Bank of America

Job Title Leasing Credit Officer

Jobid bankofamerica-17008884ChicagoIL

Location: Chicago, IL, 60664, USA

Description **Job Description:**

**Essential Functions:**

Evaluate and underwrite new end-user credit opportunities, including the identification and assessment of all strengths, weaknesses and risks (including operational) associated with the opportunity as well as identifying and describing mitigating factors. Responsible for the evaluation, review and written analysis of all factors that affect an entity’s ability to repay and/or service their obligations on time. The complexity of the entities and related transactions requiring analysis can vary over a wide spectrum.

The LCO II uses their skill set to assess the appropriateness of existing solutions and to propose optimal financing alternatives or additional financing solutions. They are involved in managing credit quality and the approval process through their interaction with Risk Management Officers, GVF Marketing Officers and Product Delivery Managers. The individual’s skill set, background and experience will determine the appropriate job assignment.

The LCO II must be able to interact effectively in a team environment as well as work independently with minimal guidance and direction. The ability to efficiently multi-task, and be decisive are important keys to success.

The position/qualification requirements as described are at a Leasing Credit Officer II level; however, depending upon the qualifications met by the candidate, the role could be filled at a Leasing Credit Officer I level.

**Required Education:**

Undergraduate Business Degree

**Prior Work Experience:**

Greater than 5 years experience within the finance/banking industry with significant credit experience.

**Required Skills:**

+ Strong presentation, structuring, financial statement and risk analysis skills

+ Proven organizational skills (time management, multi-task, prioritize)

+ Proven ability to identify trends and emerging risks in underwriting and client selection

+ Customer service focus

+ Proven problem solving abilities

+ Clear and articulate oral and written communication skills

+ Ability to make independent decisions

+ Mature and professional attitude

+ Strong interpersonal skills

+ Results oriented, is able to accomplish objectives in a specified timeframe

+ Works effectively, both as a team member and independently

+ Travel <10%

+ Location - Chicago

**Posting Date** : 05/12/2017

**Location** : US-IL-Chicago

**Travel** : Yes, 10% of the time

**Full / Part-time** : Full time

**Hours Per Week** : 40

**Shift** : 1st shift

**Assistance for Applicants with Disabilities**

Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at http://careers.bankofamerica.com/us/applicants-with-disabilities .

**Diversity & Inclusion**

At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

**Frequently Asked Questions**

Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ at http://careers.bankofamerica.com/us/faq section for answers to these questions and more.

Success begins with building relationships.

At Bank of America, our customers are at the center of everything we do. Our focus is on helping each one find the right financial solutions. With a wide range of career opportunities available, we invite you to realize your career goals with us while assisting customers with what matters most to them.

Welcome to Careers at Bank of America.

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