9 days old

Loan Closer

Riverview Community Bank
Vancouver, WA 98660
  • Job Code
    LOANC001882

This is a full-time position with a benefits package including medical, dental, 401k, life insurance, and a paid time off program. This position is located at our Riverview Center location in Vancouver, WA.


SUMMARY:


Responsible for activities related to closing, funding, and boarding of all loan types adhering and complying with federal regulations and company policies and procedures.



ESSENTIAL DUTIES:


  • Reviewing signed documentation for accuracy and completeness.

  • Coordinate funding with title companies, loan officers and branches.

  • Generate on-boarding thru API.

  • Packaging documentation for AVCM upload.

  • Understanding of applicable software systems.

  • Provide support to Consumer Underwriting.

  • Ability to understand and execute federal regulations and bank policies and procedures.

  • Balancing of origination general ledger accounts and Bancontrol accounts.

  • Provide timely and accurate customer service both internally and externally using problem-solving skills to satisfy customer needs and ensure accurate resolution to customer requests.


Additional Duties & Responsibilities:


  • Provide support to the loan origination departments including Team Assistants and Branch Managers.

  • Prepare loan documents for all loan types.

  • Project friendliness and professionalism in both appearance and attitude to present a positive Riverview image.

  • Understanding of software applications to include but not limited to: LaserPro, ProSign, Encompass, Host, AVCM, and other in-house software applications as well as Internet based applications.

  • Support management team as it relates to strategies, efficiencies, goals, and structure as well as providing additional support to staff as needed.

  • Participate in and complete training objectives with passing scores.

  • Follow all Riverview Community Bank policies and procedures.

  • Other duties as assigned.


RELATIONSHIPS


  • Daily contact with the Supervisor and/or Manager to receive direction and interpretation of existing and new practices and procedures.

  • Daily contact with Lending Team including Team Assistants, Branches, and customers in providing information and assistance regarding the processing and coordination of loan documents, funding of loans and boarding onto the core system.

  • Frequent contact with representatives of businesses such as Title and Escrow companies for coordination of loan closings.

  • Limited contact with members of professions with whom the incumbent must consult from time to time.


QUALIFICATIONS


To perform this job successfully requires a level of independent problem solving to perform all essential duties. The requirements listed below are representative of the knowledge, skill, and ability required to complete daily responsibilities and tasks. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.



EDUCATION and/or EXPERIENCE


Associates degree (A. A.) or equivalent from two-year college or technical school; or two to four years related experience and/or training; or equivalent combination of education and experience.



SKILLS:


  • Basic understanding of all loan processing functions to include but not limited to: Participations UCC software releases, searches, etc. Commercial Construction loans Consumer Lending Regulations Business Entity structures Documentation of collateral/collateral security requirements Preliminary Title reports insurance tracking tax tracking flood requirements.

  • Basic to advanced knowledge in Excel, Word, and Outlook applications. Ability to understand components of loan operations programs/software such as core, tax tracking, flood certification, etc.

  • Moderate knowledge of the servicing and support of all loan types.

  • Ability to work independently with reasonable guidance required to accomplish goals and criterion within quality and time standards.

  • Ability to analyze problems involving several variables in unique situations with customers commercial and consumer lenders.

  • Ability to apply common sense understanding to carry out instructions furnished in written or oral form.

  • Ability to effectively present information in one-on-one situations to employees of the organization in a professional manner.

  • Basic knowledge of technical applications such as: computers, documentation requirements, regulations, analysis, etc.

  • Ability to read and interpret operating and maintenance instructions, procedures, safety rules and company manuals.

  • Ability to write basic correspondence and basic reports.

  • Ability to calculate figures and amounts such as percentages, ratios, fractions. and apply basic to intermediate accounting practices/standards.


PHYSICAL DEMANDS


The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this job, the employee is regularly required to sit and talk or hear. The employee frequently is required to use hands to finger, handle, or feel and reach with hands and arms in accessing files. The employee is occasionally required to stand; walk; and stoop, kneel, or crouch. In handling files, manuals, and other printed materials; the employee must regularly lift and/or move up to 25 pounds and rarely lift and/or move up to 50 pounds. Specific vision abilities required by this job include close vision in working with computers and documents.



WORK ENVIRONMENT


The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. While performing the duties of this job, the employee is occasionally exposed to risk of electrical shock in working with standard office equipment. The noise level in the work environment is usually moderate.



COMMENTS


In supporting the accomplishment of company and departmental goals, it is the employee's responsibility to do all that is necessary to provide quality service to customers and fellow employees while furthering the positive image and interests of Riverview Community Bank. It is also the employee's responsibility to continually strive to maximize personal growth.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)

Loan Servicing





Posted: 2021-10-08 Expires: 2021-11-06
Sponsored by:
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Sponsored by:
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Loan Closer

Riverview Community Bank
Vancouver, WA 98660

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