9 days old

Remote Mortgage Underwriter II

Computershare
Jacksonville, FL 32202 Work Remotely
  • Job Code
    2100068C
Total Rewards: $100,000 - $135,000

New total rewards package with increased incentive plan and sign on bonus! Attain balance between work and life. Grow your career and work virtually and enjoy great rewards! You bring passion, talent and great mortgage knowledge then let us bring the work to you, in one of the hottest fields right now as a Mortgage Underwriter II. We've designed the process to be easy for you - interview with us 24/7 using our digital interview process, talk with a member of our talent acquisition team via flexible self-scheduling solution and meet leaders in our business in a virtual interview!

Computershare Loan Services is a leader in flexible, scalable mortgage fulfillment services transforming day to day operations for our clients and is part of Computershare, a global financial services company powered by 12,000 talented people in 26 countries.

A ROLE YOU WILL LOVE
You understand what it takes to solve complex conventional mortgage problems - in fact, you are driven to do so. You find that your approach to creating a positive experience helps you excel with complex problems. Given the pressure of high demands, you turn up the energy and enthusiasm to ensure every customer and client feels like they have your undivided attention. That's what we do - we help our customers with one of their biggest and often most complex assets - their mortgage. And we do it with confidence and a smile.

What kinds of interactions will you have? You will be using your mortgage knowledge and problem-solving skills to perform thorough analysis of front-line wealth management residential underwriting of mortgage loans. Typical tasks might include partnering with Loan Processors/Originators and Private Mortgage Bankers to come up with solutions for borrowers, calculations of Loan Value and Debt to Income ratios, while performing data input and analysis of findings in Encompass, excel and other mortgage applications. You will also be responsible for assessing and reviewing borrowers credit reports, determine of liabilities, income, investment and much more! While performing the duties, you will view and have access with confidential financial data, ensure all regulatory requirements have been met when it comes to quality assurance or any change in circumstance. Come expand on your Underwriting skills and leverage your career, here at Computershare!

  • Receive a rewarding compensation that is paid biweekly
REWARDS AS UNIQUE AS YOU
  • A choice medical insurance plans designed to meet your needs
  • Dental & Vision insurance
  • Life & Disability insurance
  • Flexible spending and health savings accounts
  • Employee Stock Purchase Plan
  • Paid time off - You'll accrue 3 weeks your first year!
  • Work/Life Balance
  • Nine Holidays
  • $1,000 Employee Referral Program
  • Wellness programs
  • Matching 401(k)
  • Tuition Reimbursement
  • Banking and investments plans
  • Rewards and recognition programs
  • Employee discounts for wellness, auto & homeowners insurance, wireless service and more...
WHAT WE NEED FROM YOU
Required:
  • The ability to work from home in a virtual environment where you will need the following;
    • 10 Mbps of high-speed internet connectivity (unfortunately, hotspots aren't fast enough)
    • A personal landline or cell phone
    • A quiet workspace
  • Exceptional active listening skills with ability to paraphrase what is being stated to validate understanding
  • Ability to navigate multiple software programs such as Encompass, AU systems and experience with fraud tools, i.e. LoanSafe or Fraudguard is preferred
  • A self-starter who demonstrates a strong sense of urgency with great problem-solving, organization skills and ability to multi-task high volumes pipelines
  • Solid verbal communication skills with ability to articulate communication clearly and effectively to the borrower and management team
  • Solid writing skills with ability to write clearly and concisely
  • Ability to multitask and follow assignments to completion with attention to detail and accuracy
  • Ability to work independently and can prioritize competing tasks while maintaining a high degree of quality/compliance accuracy while meeting deadlines
  • Ability to effectively handle escalated issues by utilizing problem solving skills
  • Ability to work flexible schedules and work overtime as necessary
  • Excellent basic mathematical problem-solving capabilities such as addition, subtraction, multiply, divide and decimals.
  • Underwriting conventional loans within established SLA requirements while maintaining file quality which includes rendering credit decisions with appropriate conditions and clearing conditions on files according to CLS and/or client guidelines
  • Perform data input and reconcile LP and DU findings to ensure data integrity and compliance with CLS/Client guidelines/criteria
  • Review and analyze credit reports to assess residential and employment histories, current liabilities, payment patterns, derogatory credit and public records to ensure profile meets CLS/Client guidelines
  • Utilization of multiple guideline sources to ensure compliance with agency, client requirements/limitations.
  • Accurately analyze complex financial documents and calculate income from various income sources including but not limited to hourly, salaried, commission, self-employed and fixed income, assets statements (401K, checking, savings), analyze residential appraisal reports, review preliminary title reports and the ability to make independent credit decisions.
KEY QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education and Experience
Required:

  • Minimum of 3 years residential front-line underwriting in a fast-paced mortgage environment
  • Experience with automated underwriting systems (DU/LP)
  • High school diploma or general education degree (GED)
Preferred:
  • Bachelor's degree (B. A.) from four-year college or university
  • Conventional Underwriting Experience
A COMPANY TO BE PROUD OF
At Computershare we invite you to share our vision and commitment to excellence in everything that we do. Our 12,000 people around the globe are entrepreneurial and innovative, serving 25,000 clients and customers with precision and reliability because they count on us to deliver, every time.

Computershare (ASX: CPU) is a global market leader in transfer agency and share registration, employee equity plans, mortgage servicing, proxy solicitation and stakeholder communications. We also specialize in corporate trust, bankruptcy, class action and utility administration, and a range of other diversified financial and governance services.

DIVERSITY IS A STRENGTH
Across our global team, we see diversity as a source of strength. The more perspectives we have, the better equipped we'll be to meet the demands of our diverse global customer base. We want every person who joins out team, every customer and every supplier to feel welcome. We are an Equal Opportunity Employer and believe in equality for everyone, regardless of age, national or ethnic origin, sex, gender identity or expression, race, color, religion, disability, sexual orientation, protected veteran status or other characteristics protected be applicable law. That applies throughout our company, around the world with no exceptions, regardless of differences. We will hire, develop, reward, promote and retain people purely on the basis of their talents, commitment, potential and the results they achieve. We will work hard to make sure everyone is included within our organization, removing barriers and obstacles to give everyone an equal opportunity to succeed.

OUR VALUES
Our key values - Certainty, Ingenuity and Advantage - drive everything we do: you can count on us to deliver with precision and reliability, every time. We look beyond today's problems to find tomorrow's solutions, focusing on finding new and better way to unlock your competitive edge and help you achieve your business goals.

Your career is waiting. To learn more, visit us at www.computershare.com/mycareer .

Computershare is an Equal Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity or expression, national or ethnic origin, age, disability, protected veteran status, or other characteristics protected by applicable law.





Posted: 2021-10-08 Expires: 2021-11-06
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Remote Mortgage Underwriter II

Computershare
Jacksonville, FL 32202

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