22 days old

Sr. Credit Loss Analyst - Coporate Treasury, Santa Ana

Banc of California
Santa Ana, CA
  • Job Code
Since 1941, Banc of California (NYSE:BANC) has provided full-service banking and home lending to individuals and their businesses, families and employees throughout California and across the West.

Today, we are large enough to meet our clients banking needs, yet small enough to care and serve them well. Banc of Californias strong balance sheet, deep community roots and commitment to lasting and meaningful relationships are the foundation for its long record of success.

Responsible for Reporting into VP, Modeling, this role supports various activities, including credit loss, prepayment, and interest rate risk modeling. Develops and maintains statistical and finance models and related analytics for Allowance for Loans, Leases, and Loses (ALLL) as well as CECL in order to forecast impacts to balance sheet and income statement. The role supports CECL implementation and reporting, working closely with the accounting teams. Performs all duties in accordance with the companys policies and procedures, all U.S. state and federal laws and regulations, wherein the company operates.

  1. Modeling
    1. Responsible for running all monthly ALLL model, recommending enhancements to the process, as needed.

    2. Involved in buildout of CECL modeling effort across all lending segments including the development, implementation and sensitivity analysis of Loan Loss Reserves under CECL rules.

    3. Assists with development of statistical models related loan prepayment, deposit modeling and Basel modeling.

    4. Synthesize analysis of data quality and process controls in the context of SEC and regulatory requirements.

    5. Partner with technology groups to improve automation capabilities by leveraging available modeling and reporting tools.

  2. Analytics
    1. Managing analytics for the companys balance sheet and income statement forecasting process.

    2. Actively participate in the companys stress-testing process.

    3. Assist in translating macroeconomic data into scenario-based forecasts.

    4. Work closely with the business lines, credit risk and accounting teams to set up and review banks reserves and forecasts.

    5. Design and maintain relational data bases for treasury reporting and analysis.

  3. Treats people with respect; keeps commitments; inspires the trust of others; works ethically and with integrity; upholds organizational values; accepts responsibility for own actions.

  4. Demonstrates knowledge of and adherence to EEO policy; shows respect and sensitivity for cultural differences; educates others on the value of diversity; promotes working environment free of harassment of any type; builds a diverse workforce and supports affirmative action.

  5. Follows policies and procedures; completes tasks correctly and on time; supports the companys goals and values.

  6. Performs the position safely, without endangering the health or safety of themselves or others and will be expected to report potentially unsafe conditions. The employee shall comply with occupational safety and health standards and all rules, regulations and orders issued pursuant to the OSHA Act of 1970, which are applicable to ones own actions and conduct.

  7. Performs other duties and projects as assigned.
Banc of California is an equal opportunity employer committed to creating a diverse workforce. All qualified applicants will receive consideration for employment without regard to age (40 and over), ancestry, color, religious creed (including religious dress and grooming practices), denial of Family and Medical Care Leave, disability (mental and physical) including HIV and AIDS, marital status, medical condition (cancer and genetic characteristics), genetic information, military and veteran status, national origin (including language use restrictions), race, sex (which includes pregnancy, childbirth, breastfeeding and medical conditions related to pregnancy, childbirth or breastfeeding), gender, gender identity,gender expression, andsexual orientation.

  • Demonstrates knowledge of, adherence to, monitoring and responsibility for compliance with state and federal regulations and laws as they pertain to this position including but not limited to the following: Regulation Z (Truth in Lending Act), Regulation B (Equal Credit Opportunity Act), Fair Housing Act (FHA), Home Mortgage Disclosure Act (HMDA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), Bank Secrecy Act (BSA) in conjunction with the USA PATRIOT Act, Anti-Money Laundering (AML) and Customer Information Program (CIP), Right to Financial Privacy Act (RFPA, state and federal) and Community Reinvestment Act (CRA).

  • Superior knowledge of Excel and PowerPoint.

  • Superior writing ability.

  • Detail oriented.

  • Superior mathematical and statistical knowledge.

  • Thorough understanding of macroeconomic theory.

  • Excellent analytical and problem-solving skills.

  • Significant statistical modeling experience with credit and finance.

  • Demonstrated ability solving complex problems involving multiple facets and variables in non-standardized situations.

  • Excellent knowledge of relational database such as MS SQL Server, Oracle or DB/2 to pull data for modeling, analysis and reporting.

  • Superior understanding of issues dealing with and analyzing large data sets.

  • Thorough understanding of bank financial statements.

  • High degree of intellectual curiosity.

  • Thorough understanding of both loan as well as deposit products.

  • Effective organizational and time management skills.

  • Exceptional oral, written and interpersonal communication skills.

  • Ability to organize and prioritize work schedules on a short-term and long-term basis.

  • Ability to work with little to no supervision while performing duties.
  • Bachelors Degree in Mathematics, Statistics, Finance, Engineering, or other quantitative fields: Previous loss modeling experience required.

  • 7+ years relevant industry work experience.

  • Prior banking and/or financial services background a plus.

  • Advanced usage of Excel required, prior knowledge of SAS, VB and R a plus.

Posted: 2019-02-27 Expires: 2019-03-28
Sponsored by:
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Sponsored by:
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Sr. Credit Loss Analyst - Coporate Treasury, Santa Ana

Banc of California
Santa Ana, CA

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