Description

Associate Director - Real Estate Finance

The Opportunity
A London-based specialist bank is seeking an experienced Associate Director - Real Estate Finance to join its growing Real Estate Finance team.

This is a front-office origination and portfolio management role with a mandate to drive profitability through the sourcing, structuring and execution of new and existing commercial real estate transactions. The successful candidate will play a key role in expanding a profitable and sustainable lending portfolio aligned to strategic objectives.
The Role
You will take primary relationship responsibility for a portfolio of real estate clients, acting as a strategic partner and gateway to wider banking services. The role combines origination, structuring, execution and ongoing portfolio management.
Key Responsibilities

• Originate new real estate finance opportunities through brokers, introducers, existing clients and personal networks
• Develop and manage relationships with both new-to-bank and existing clients
• Structure and negotiate terms on new lending transactions
• Prepare and present credit proposals to Credit Committee
• Coordinate and manage the end-to-end deal execution process
• Execute new transactions efficiently and effectively
• Conduct financial and risk analysis on proposed transactions
• Monitor covenants and ongoing portfolio performance
• Process drawdowns, rollovers and extensions
• Work closely with legal counsel on facility and security documentation (LMA preferred)
• Liaise effectively with credit, legal, operations, finance and compliance teams
• Support and mentor analysts and associates within the team
• Contribute to strategic business planning within the Real Estate Finance function

Candidate Profile
We are keen to speak with individuals who combine commercial drive with strong technical credit capability.
Essential Skills & Experience

• Experience within Commercial Real Estate (CRE) lending
• Demonstrable ability to manage and develop client relationships
• Strong understanding of credit analysis and risk assessment
• Experience preparing and presenting credit papers
• Strong negotiation and influencing skills
• Confidence interacting at senior levels, internally and externally
• Solid understanding of REF facility and security documentation (LMA knowledge advantageous)
• Strong Microsoft Office skills (Excel, Word, PowerPoint)

Desirable

• Proven track record of originating new business
• Existing broker or intermediary network

Regulatory & Conduct Expectations
The successful candidate will:

• Act with integrity, skill, care and diligence
• Treat customers fairly and support good client outcomes
• Maintain strong regulatory awareness
• Comply with all applicable governance, compliance, KYC and AML requirements

Why Apply?

• Opportunity to join a specialist and growing Real Estate Finance platform
• Meaningful client ownership and deal autonomy
• High visibility role within a lean, commercially driven team