1+ months

Commercial Lender

Holliston, MA 01746

About Us

**New Hires are eligible for a $5,000.00 sign on bonus**


The Business Banking Lending Officer I provides superior relationship management and portfolio management for a small to moderate size commercial loan portfolio. The Lender develops new loan opportunities from both new and existing customers, identifies qualified potential new customers and initiates business development activities to establish new banking relationships. Creates market visibility through the development of a productive outside referral network and participation in business and community organizations.



  • Provides superior relationship management for a small to moderate size commercial loan portfolio. Maintains regular contact, documented in Goldmine, with existing customers through a combination of email, telephone and face to face visits.  Demonstrates a thorough understanding of each customers business strategy and offers ideas and banking solutions to help them achieve their goals.


  • Participates in the structuring of commercial loans and the negotiation of loan documents (with oversight from the Team Leader), and ensures that final documentation is consistent with credit approval documents. Works collaboratively with the Business Banking Processing and Underwriting Department and Credit Department to ensure high quality credit analysis and risk assessments. 


  • Develops new business relationships. Builds and nurtures productive outside referral sources.  Identifies qualified potential customers and initiates business development efforts to establish banking relationships.  Determines product/service solutions, referring the opportunity to the appropriate department. 


  • Demonstrates disciplined portfolio management for an assigned commercial loan portfolio. Ensures all financial reporting is received, logged and reviewed on a timely basis.  Identifies and escalates potential problem credit situations in a timely and prudent manner.  Actively manages Watch List credits to protect the interest of the Bank.


  • Represents and creates maximum visibility for the Bank through participation and leadership positions in various business and community organizations.


  • Provides credit support, coaching and mentoring to Community Banking staff.  Acts as a regions subject matter expert for commercial lending products


  • Performs all duties in accordance with prescribed Bank and regulatory compliance guidelines. Ensures all commercial loan relationships are in full compliance with Bank policies and applicable federal and state laws and regulatory guidelines.  Recommends changes as necessary to support prescribed requirements. 


  • Performs related and unrelated duties as may be required.


  • Bachelors Degree or equivalent related work experience.
  • One to three years of commercial credit and/or business lending experience preferred. 
  • Formal credit training or equivalent experience preferred.
  • Must be able to analyze financial statements.
  • Effective analytical, organizational, business development, presentation, problem-solving, negotiation and customer service skills. 
  • Must possess at least intermediate technology skills, including knowledge of word processing, database and spreadsheet applications. 
  • Must be able to travel throughout defined market.

Middlesex Savings Bank is an EO/AA Employer: Min/Fem/Vet/Disabled


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Middlesex Savings Bank does not accept unsolicited resumes from search firms for this or any employment opportunity.



  • Banking / Finance
Posted: 2022-04-07 Expires: 2022-12-19

As a mutual bank, we're only as good as our people. So, let's invest in each other.

Our focus is to support the community and give back in ways that help everyone live better. We think the same goes for our employees. We attract bright and dedicated people throughout our organization that are empowered to do what is in the best interest of our customers and the communities that we call home.

We believe in a collaborative culture that values the opinions of all employees in order to conquer challenges and succeed. We’re committed to providing the educational, training and development opportunities our employees need to grow and advance in their careers. See what being right there with you means to us.

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Commercial Lender

Middlesex Savings Bank
Holliston, MA 01746

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