22 days old

Risk & Underwriter Senior Analyst 1 - Dental U500

Sunrise, FL 33351
  • Job Code
Job Description

We know your type. You're the kind of person who wakes up in the morning wanting to help people. It's in your DNA. And you're not going to work for just any company. You're looking for a place that empowers people like you to advocate and stand up for their customers, in every decision they make. Here at Cigna, our customers are at the center of everything that we do. Every day, we strive to make our customers' experiences easy, reliable, and personal in ways that are proactive and empathetic. But where does that all start? It starts with people like you. People who are committed to helping themselves and others improve their health, well-being and sense of security. Talented individuals like yourself who have passion, experience and motivation to make a difference in the lives of customers.

Underwriting at Cigna: If you're looking to use strong analytical and math skills in a competitive, fast-paced environment, an Underwriting career at Cigna will allow you to do all this and more. Underwriters evaluate the risk of insuring a potential Cigna customer and use that information to set premium rates for insurance policies. As part of our Underwriting team, you will directly impact our business on a daily basis, protecting Cigna's sound financial position which enables us to meet our financial commitments to our customers.

We value our talented employees, and whenever possible strive to help one of our associates grow professionally before recruiting new talent to our open positions. If you think the open position you see is right for you, we encourage you to apply!

This position is responsible for managing an assigned book of business within a designated market. Contributes to the achievement of market level sales goals while attaining strong earnings results. Acts with a sense of urgency to meet deadlines for all requests, and deliver accurate underwriting packages of the highest quality.


  • Manages an assigned book of business, focused on attaining profitable growth, persistency, and earnings
  • Performs case-specific risk assessments.
  • Responsible for account level rate development and conducting customer negotiations with other underwriting areas and Sales on intermediate complexity book of business.
  • Evaluates claim experience and analyzes total case profitability.
  • Develops and monitors account earning plans to achieve growth and profitability.
  • Develops strategic recommendations related to market competition, product development, and market pricing decisions.
  • Assists Sales with customer presentations and acts as financial consultant on case-specific issues.
  • Collaborates with product/pricing matrix partners to provide input on market level product and pricing needs.
  • Mentors new hires and/or underwriters in training
  • Bachelor's degree or equivalent work experience required.
  • Ability to learn manual rating models and related pricing tools.
  • Capacity to understandpricing adjustments and available plan designs.
  • Basic understanding of logic and concepts of Experience Rating to develop claim costs.
  • Ability to assess financial risk based on multiple information sources.

Preferred Qualifications:

  • Bachelor's degree in the following majors and/or minors are preferred, but not required: Risk Management, Economics, Finance, Accounting, Management, Mathematics, and/or Business
  • 0 - 3 years of work experience
  • Strong academic record - cumulative GPA of 3.0 or higher
  • Strong analytical and problem solving skills
  • High comfort level with math/numbers
  • Excellent verbal and written communication skills
  • Passion and dedication to become a leader in the health service industry
  • Strong business acumen along with leadership, innovative thinking, customer-centricity and analytical problem-solving skills

For this position in Colorado, we anticipate offering an annual salary of 48,800.00, +/- 20%, depending on experience.

This role is also anticipated to be eligible to participate in an annual bonus plan.

Helping our customers achieve healthier, more secure lives is at the heart of what we do. While you take care of our customers, we'll take care of you through a comprehensive benefits program that helps you be at your best. Starting on day one of your employment, you'll be offered several health-related benefits including medical, vision, dental, and best in class well-being and behavioral health programs. We also offer 401(k) with company match, company paid life insurance, tuition reimbursement, a minimum of 18 days of paid time off per year and dozens of corporate discounts on essentials you use every day. For more details on our employee benefits programs, please visit the "Life at Cigna" tab on our careersite: www.cigna.com/careers

About Cigna

Cigna Corporation exists to improve lives. We are a global health service company dedicated to improving the health, well-being and peace of mind of those we serve. Together, with colleagues around the world, we aspire to transform health services, making them more affordable and accessible to millions. Through our unmatched expertise, bold action, fresh ideas and an unwavering commitment to patient-centered care, we are a force of health services innovation. When you work with us, or one of our subsidiaries, you'll enjoy meaningful career experiences that enrich people's lives. What difference will you make?

Qualified applicants will be considered without regard to race, color, age, disability, sex, childbirth (including pregnancy) or related medical conditions including but not limited to lactation, sexual orientation, gender identity or expression, veteran or military status, religion, national origin, ancestry, marital or familial status, genetic information, status with regard to public assistance, citizenship status or any other characteristic protected by applicable equal employment opportunity laws.

If you require reasonable accommodation in completing the online application process, please email: SeeYourself@cigna.com for support. Do not email SeeYourself@cigna.com for an update on your application or to provide your resume as you will not receive a response.

Posted: 2021-07-07 Expires: 2021-08-05
Sponsored by:
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Sponsored by:
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Risk & Underwriter Senior Analyst 1 - Dental U500

Sunrise, FL 33351

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